October 15, 2019
AgencyHome Insurance During Renovations
Home Insurance During Renovations The first step when doing renovations in your home: Get in touch with your home insurance provider. Below, we’ll run down the basics of what you need to know, but every insurance provider has their own rules regarding renovations, and the only way to avoid an insurance gap is to make […]
October 10, 2019
AgencyHow to Save Money on Car Insurance
How to Save Money on Car Insurance It is essential for all drivers to have sufficient car insurance. However, cost is one major obstacle that prevents many drivers from getting the car insurance they need. Fortunately, the cost of premiums can fluctuate depending on several factors. Read this article to learn how you can save […]
October 8, 2019
AgencyWhat Insurance Does My Business Need
What Insurance Does My Business Need Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, […]
October 3, 2019
AgencyHow an Auto Insurance Company Decides If Your Vehicle is a Total Loss or No
How an Auto Insurance Company Decides If Your Vehicle is a Total Loss or No When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. […]
October 1, 2019
AgencyHome Insurance for Landlords
Home Insurance for Landlords If you have renters in your home, be they tenants or roommates, in a scenario where you are the owner, and they’re the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here’s what you need to know: Many providers will allow up […]
September 26, 2019
AgencyAre You Too Tired To Drive?
Are You Too Tired To Drive? In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it’s not […]
September 24, 2019
AgencyHow Poor Ventilation Can Do More Damage Than You Think
How Poor Ventilation Can Do More Damage Than You Think When it comes to what is and isn’t covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke […]
September 19, 2019
AgencyWhen to File a Claim vs. When to Cover Out of Pocket
When to File a Claim vs. When to Cover Out of Pocket People always say that home insurance is “better to have and not need than the other way around.” The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to […]
September 17, 2019
AgencyFive Tips for Preventing Struck by Object Liability Claims
Five Tips for Preventing Struck by Object Liability Claims If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. Many policyholders don’t give a […]
September 12, 2019
AgencyI Had an Accident in My Friend’s Car, Now What?
I Had an Accident in My Friend’s Car, Now What? Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why […]