April 2, 2020
AgencyAre High Value Items Covered by Home Insurance?
Are High Value Items Covered by Home Insurance? High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value […]
March 26, 2020
AgencyShould You Consider Home Insurance Rates When Buying a Home?
Should You Consider Home Insurance Rates When Buying a Home? When you buy a new home, you want to make sure it’s within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What’s the Average Cost of Home Insurance? The average cost of home insurance ranges from $598 in Delaware to […]
March 24, 2020
AgencyWhen Is It Legal and Illegal To Pass Someone?
When Is It Legal and Illegal To Pass Someone? If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass […]
March 19, 2020
AgencyWhat to Do About Home Insurance When You Live in Your Home Part-Time
What to Do About Home Insurance When You Live in Your Home Part-Time If you don’t live in your home the entire year because it’s your vacation home, you’re a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra […]
March 17, 2020
AgencyWhen Does A Non-Powered Vehicle Need Insurance?
When Does A Non-Powered Vehicle Need Insurance? Generally speaking, if your vehicle doesn’t have a motor, you’re not legally required to carry insurance on it. This means bicycle, rowboat and even sailboat owners can choose not to carry insurance on their mode of transportation. Even trailers generally don’t need to be insured, by law. This even […]
March 12, 2020
AgencyDoes Your Auto Insurance Cover Your Camper Trailer?
Does Your Auto Insurance Cover Your Camper Trailer? When you tow a camper trailer, you want to know that your car insurance protects you. It typically will give you some protection, but there are a few things you need to know. Liability Coverage When you tow a camper trailer or other trailer, the most common rule is […]
March 10, 2020
AgencyHow to Properly Inventory Your Home
How to Properly Inventory Your Home How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here’s what you should do. 1. Save All Receipts Keep all your receipts for both proof that you owned […]
March 5, 2020
AgencyMoving To A New Office? Here’s What Your Insurer Needs To Know
Moving To A New Office? Here’s What Your Insurer Needs To Know Whether you’re expanding your business, downsizing or you just found a place with lower rent across town, a new office means you’re going to have to make some changes to your existing business insurance policy. The rule of thumb is the same as always: The […]
March 3, 2020
AgencyAnnual vs. Monthly Payments
Annual vs. Monthly Payments When signing up for auto insurance, you have the option of making a single annual payment instead of monthly payments. In some cases, this isn’t a bad idea, but there are pros and cons to the annual payment plan. Neither option is best, but one might be better for you than the other, […]
February 27, 2020
AgencyWhat To Look For In Home Insurance In 2020
What To Look For In Home Insurance In 2020 Whether you have a mortgage for your home or not, it is important that you have a home insurance policy. The purpose of a home insurance policy is to protect your finances and investment in the event your property is damaged or destroyed. Here’s more about what to look for in […]